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About InsuranceQuoteBase
Health insurance in the United States is genuinely difficult to navigate, not because people aren’t capable, but because the information is fragmented, the deadlines are unforgiving, and the consequences of a wrong choice can follow you for years.
We exist to make one part of that simpler: comparing the plans actually available to you, in plain language, with a licensed agent who will tell you when a plan is a poor fit.
Dedicated Independent Advisory
Licensed agents across all 50 states working for your peace of mind.
How we work
Four things we hold to
These aren’t slogans. They’re the reasons people tell us they came back.
We explain the trade-offs
Every plan involves a compromise: lower premium for a narrower network, more freedom for a higher monthly cost. We tell you what you’re giving up, not just what you’re getting.
We check before, not after
The expensive surprises in health coverage are almost always a doctor who left the network or a drug that moved formulary tier. We verify both before you enroll.
We’re paid the same either way
Carriers compensate agents on a comparable basis across plans, and your premium is identical whether you enroll through us or directly. There’s no financial reason to steer you.
We stay available afterwards
Enrollment is the start, not the end. Claims questions, plan changes, next year’s review: the same help applies.
What we are
- An independent insurance resource and licensed agency
- A free plan comparison and enrollment service
- Staffed by agents licensed in all 50 states
- Available by phone, email and online
What we are not
- Not a government agency or affiliated with Medicare or CMS
- Not an insurance carrier, so we don’t underwrite or pay claims
- Not able to offer every plan available in your area
- Not a substitute for official information from Medicare.gov
Official Medicare information
For complete information about every option available to you, contact Medicare.gov or call 1-800-MEDICARE (TTY 1-877-486-2048), 24 hours a day, 7 days a week. You can also consult your local State Health Insurance Assistance Program (SHIP) for free, unbiased counselling.
Customer stories
What people say afterwards
5 out of 5 stars
“I had no idea my cardiologist had left my plan's network for the new year. The agent caught it while reviewing my Annual Notice of Change and found a plan that kept both my doctors and my prescriptions. That one phone call saved me a great deal of trouble.”
5 out of 5 stars
“As a self-employed contractor my income moves around a lot, and I had been guessing at it. They explained how the subsidy is actually calculated and showed me that a Silver plan with cost-sharing reductions cost me less overall than the Bronze plan I had picked myself.”
5 out of 5 stars
“We spend half the year in Michigan and half in Florida, so networks were a real problem for us. Nobody had explained that a Medigap plan works anywhere that takes Medicare. We switched during my open enrollment window and it has been completely straightforward since.”
5 out of 5 stars
“I lost my job coverage with about three weeks left in my special enrollment window and did not realise the clock was running. They sorted out the paperwork quickly and my new plan started without a gap.”
5 out of 5 stars
“One of my medications had moved to a higher tier and my pharmacy was no longer preferred. They compared plans against my actual prescription list rather than just the premium, and my monthly drug costs came down substantially.”
5 out of 5 stars
“They worked out that keeping me on my employer plan while putting the children on a Marketplace plan was cheaper than one family policy. I would never have thought to compare it that way.”
Individual experiences vary. Testimonials reflect the experience of specific customers and are not a guarantee of any particular outcome or savings.
Not sure which plan is right for you?
That’s the normal starting point. Tell a licensed agent what matters to you (your doctors, your prescriptions, your budget) and they’ll narrow it down. No cost, no obligation.
When we’re available
- Monday – Friday
- 07:00 – 20:00
- Saturday
- 08:00 – 18:00
- Sunday
- 09:00 – 17:00
Outside these hours, submit a quote request and an agent will call you back on the next business day. TTY users dial 711.
Important information
InsuranceQuoteBase LLC is a private entity and is not affiliated with, endorsed by, or sponsored by the U.S. government, the federal Medicare program, the Centers for Medicare & Medicaid Services (CMS), or the Health Insurance Marketplace.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day, 7 days a week, or consult your local State Health Insurance Assistance Program (SHIP) to get information on all of your options.